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8 Real Estate Documents your clients should keep!

After the closing, your clients will be left with tons of documents. Here are the ones you should advise them to keep:

✅ Buyer’s Agent Agreement – which grants a licensed agent the opportunity to locate a property for a potential buyer and make offers on their behalf.

✅ Purchase Agreement – a legally binding agreement that governs the purchase and sale of a property, and is made between buyers and sellers, defining the terms and conditions of the transaction.

✅ Addenda, Amendments or Riders – the document that can be added to an existing legal document to help modify, more clearly define, or even nullify one or more of its original terms.

✅ Seller Disclosures – the document that discloses to a buyer all the facts known to a seller that materially affect the value of the property being sold, which are not observable by a buyer.

✅ Home Inspection Report – includes a report of a visual inspection of the primary building/property components such as plumbing, electrical, exterior, roof, built-in appliances, and site conditions that may affect the structure. The inspector must advise if these components are functional, need repair, or are at the end of useful service lives.

✅ Closing Disclosure – a five-page form that provides final details about the mortgage loan selected. It includes the loan terms, projected monthly payments, and how much it will be paid in fees and other costs.

✅ Title Insurance Policy – this insurance helps protect the buyer or lender from prior rights or claims other parties may have to the property, as well as from any outstanding debts of previous property owners.

✅ Property Deed – is the legal record that indicates or transfers the ownership of a property, such a home or land. The deed documents the ownership of the property, and identifies the property's grantor (Seller) and grantee (Buyer).


But don’t worry: We’re required by law to keep a record of your closing documents, so if you or your clients misplace any of the above, AppleTower has you covered.


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